PGONE / MALAYSIA LEGAL

Payments & Refunds

Effective date: [EFFECTIVE DATE] · Applicable platform operator: [REGISTERED COMPANY NAME]

Important — draft for Malaysian legal review. Replace all bracketed placeholders and align these terms with actual payment, vendor, fulfilment and data-processing practices before publication or acceptance.

1. Payment model

Checkout and payment collection are not enabled in this static website. Before launch, PGONE must integrate a suitable licensed/regulated payment service provider and clearly identify the merchant of record and payee for each transaction.

2. Pricing and charges

Display product or service price, delivery or booking fees, applicable taxes, platform fees, deposits and total payable before payment confirmation.

3. Booking cancellations

Actual time limits vary by category and provider and must be made clear before confirmation. Proposed schedules: [CANCELLATION SCHEDULE].

4. Refund requests

Submit requests at [SUPPORT EMAIL] with the order reference and evidence. Refund methods and processing timelines: [REFUND TIMELINE], subject to payment provider processes and applicable rights.

5. Failed payments and chargebacks

Do not treat a failed payment as a confirmed order. Duplicate charges and disputes will be assessed with the payment processor and affected merchant.

6. No stored value

This website does not offer a wallet, stored value facility or remittance product. Such functionality would require separate regulatory assessment and infrastructure.

Questions? Contact [SUPPORT EMAIL].

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